www.smartandfinal.com/survey | Smart & Final Survey – Win a Surprise Gift

Smart & Final Survey at www.smartandfinal.com/survey is the place where you can give your valuable feedback about the company. The management of the company takes your feedback extremely seriously and this is the reason why we recommend our users to be candid and honest. At the end of the curvey, customers can also win a surprise gift.

QUICK SIDE NOTE: Did you know that you can also get FREE STUFF tailored to what you LIKE and WANT? Take a quick survey by Shopper's Voice to receive money-saving rewards such as cash, product samples, coupons and special offers! And, you'll also be entered to WIN $1,500 this month! Pretty neat, right? Okay, moving on...

About Smart & Final:

The Smart and Final is a warehouse-style supply and food chains of stores based in California. Maybe not that famous amongst the end user but this store is one of the best when it comes to retail shopping. You can buy the things in bulk and get amazing discounts too. The shop deals in all kinds of food items like beverages, bulk food, restaurant supplies and even cleaning material. The company has also made many interesting smart and final ad.

How To Win a Surprise Gift In Smart & Final Survey www.smartandfinal.com/survey


You will require the following:

  1. A working computer and Internet connection.
  2. Receipt of your recent visit to smart & final.
  3. Ability to understand English.
  4. Details like code, Date, State, etc. – to be found on the receipt.
  5. An ability to recall your last experience.
  6. You must have Javascript enabled in your browser in order to take the survey.


  1. Visit the online survey link at www.smartandfinal.com/survey
  2. It is important that all this information is correct because without it you won’t be able to take part in the survey.
  3. The survey consists of only a few small questions.
  4. Try to answer all of the questions to the best of your knowledge.
  5. You can’t skip any question.
  6. At the end of you will be given a code that can be redeemed to get a surprise gift.

Useful Links:

Smart & Final Customer Satisfaction Survey Link: www.smartandfinal.com/survey
Smart & Final Official Site: www.smartandfinal.com


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    In the Mott Haven neighborhood in Bronx, NY, residents most commonly establish their ethnicity or ancestry as Puerto Rican (26.7%).

    Well-known for his or her empanadas and sake, the restaurant is positioned on Alexander Avenue in Port Morris,
    the southernmost slice of the Bronx. Sasha D.
    Catus is an actual estate dealer at Haven Group Real Property, LLC, a Mott Haven-based
    real property firm. She was even more excited when, via her next door
    neighbor, Lopez, she met Mychal Johnson, Corrine Kohut Johnson and different members of the neighborhood
    advocacy group South Bronx Unite She was, she mentioned, “ecstatic” to search out that a brand
    new technology of pros was working to “improve the neighborhood for what it is.” However she worries that “there are some people that just need to take benefit” and he or she’s been the
    recipient of the identical sort of letters in her mailbox that Lopez has been getting.

    The South Bronx absolutely wants both market price housing and reasonably priced housing” on the higher
    finish of the AMI spectrum… There are already HUNDREDS of low income housing in the area.
    The reinvention of the Bronx is most evident in Mott Haven in the South Bronx,
    the place a small provide of houses available on the
    market prompted a bounce in actual-property prices toward the end of 2017.
    So you’re an investor on the lookout for the following
    up-and-coming New York City office neighborhood…one thing close to Manhattan. In response, a
    coalition of Bronx organizations, residents, and environmentalists formed South Bronx Unite, whose grassroots battle for
    environmental in addition to housing justice in the neighborhood they call dwelling could serve as a model
    for marginalized communities nationwide.

    The speed dropped eleven.5% from a year ago, however it’s still 109% increased than it was in 2013, in accordance with information provided to the Daily Information by real property web site PropertyShark.

    The concept, Mr. Schneiderman mentioned, could be to set rents and sale costs near however beneath these accessible in more hip neighborhoods corresponding to Long Island City, Downtown Brooklyn or Harlem.
    Back in October, within the affordability gradient I published , I called the South Bronx ripe” for actual property
    improvement because of its affordability, proximity to Manhattan, and forthcoming capital projects within the surrounding

    EPIC Commercial Realty is a full-service business investment brokerage agency that gives complete and progressive real estate solutions to
    investors, property house owners, and firms worldwide.

    On a latest night, Lopez joined dozens of his neighbors in front of the building 349 E.
    a hundred and fortieth Street for a rally organized by South Bronx Unite and other teams.
    And, based on NeighborhoodScout’s unique and first quantitative walkable score index, the Mott
    Haven neighborhood is without doubt one of the most walkable
    neighborhoods in America. The 2nd Avenue Subway stops just in need of the South Bronx.
    The variety of autos the common family within the neighborhood possesses
    is a perform of wealth, space constraints, the age individuals of the
    household (e.g., households with teenagers and parents), and
    the provision of alternatives to driving.

    The Bronx is headed for a really attention-grabbing and thrilling actual-estate future
    that will profit both investors and owner-occupants.
    Mott Haven is a primarily residential neighborhood within the southwestern part of the Bronx borough in New York Metropolis Zip codes embody 10451, 10454,
    and 10455. 4 – Benefit (Not less than 10% inexpensive per
    sq. foot than other neighborhoods close by).
    Though the Bronx is residence to one of many poorest
    congressional districts, New York’s 15th district that features the
    South Bronx, hire hikes within the Bronx are outpacing those of
    its neighbors to the south, in accordance with knowledge collected by NeighborhoodX, an actual estate knowledge startup.

    The median price for a home in Kingsbridge Heights and nearby neighborhoods rose 15% within the fourth quarter to $470,000 compared with $407,000 in the identical quarter the year earlier than, in keeping with the Real Property Board.

    Furthermore, the actual property in the Mott Haven neighborhood really stands out in the best way it looks for a unique purpose: this neighborhood has the
    next proportion of condo complexes or excessive-rise residences than almost every neighborhood in the
    country. If it occurs to be a Saturday in the summertime
    or fall, you could even encounter the South Bronx Farmer’s Market where you may
    sit in on cooking demonstrations and store around for domestically grown meals.

    House owners in Mott Haven, he mentioned, have been of their homes for decades, he stated,
    and getting them to promote is “like pulling tooth.” Lopez acquired one in every of Stevens’s
    mailers this month on behalf of a purchaser in Harlem prepared, in line
    with the letter, to pay as much as $700,000. At first of January, probably the most affordable
    property for sale in Mott Haven—excluding short gross sales, foreclosures, and revenue-restricted properties—was
    a $489,000 2,000-square-foot multifamily building.
    Soon after, the Bronx grew extra rapidly, particularly with public transit
    into the world, including the Third Avenue Elevated Line By the
    early 20th century, the population density of the realm
    supported the development of many tenement-style apartment buildings.

    KWNYC is a licensed real property dealer located at 1155 Avenue
    of the Americas, 6th Flooring, New York, NY 10036. Movoto
    is an online actual estate brokerage based in San Mateo, CA.
    Our blog has been acknowledged for its distinctive strategy to Our blog has been acknowledged for its unique approach to metropolis-based analysis by main news organizations world wide similar to Forbes and CBS Information. The neighborhood also has a
    mix of brick and body two-household homes, as well as
    an abundance of rental buildings. I am going to depart you with
    the following quote from a Wall Avenue Journal article
    that got here out last week: Mott Haven reminds us of SoHo 30 years ago and, equally, Dumbo 15 years ago,” stated Robin Schneiderman, a managing director of
    Halstead Property Development Advertising and marketing.

    It reveals the average monthly rent paid
    for market fee apartments and rental properties within the neighborhood, excluding public housing.
    In truth, eighty.4% of the actual estate right here is assessed as residence complexes or excessive-rise apartments, which
    is more than is found in 97.3% of American neighborhoods.

    The neighborhood has three designated historic districts-Mott Haven Historic District,
    Mott Haven East Historic District, and the Bertine Block.

    Artists are thrilled at the opportunity of area while actual estate moguls
    snatch up land — solely time will inform if there
    truly is potential for a sustainable mixture of preservation and development.

    Robert Moses slammed his fist into the neighborhood in the Forties and Fifties, clearing the slums,
    ” stacking the displaced in spiritless public housing
    towers, and sealing them behind a rampart of expressways: the
    Bruckner to the east and the Major Deegan to the south and
    west. The LoopNet user base is comprised of business real estate brokers, corporate executives, mortgage
    brokers, and over 3 million buyers, tenants and other principals
    from Mott Haven and other nationwide and international markets, lots
    of whom concentrate on Mott Haven Funding Properties. A number of
    the most dramatic modifications to Mott Haven have been the brainchild of Keith
    Rubenstein, the founder and principal of the actual property funding
    firm Somerset Companions.

    However NeighborhoodScout’s analysis revealed that households within the Mott
    Haven neighborhood have a highly uncommon automobile possession.
    In addition, ninety six.0% of the true estate within the
    Mott Haven neighborhood is occupied by renters, which is almost
    the best price of renter occupancy of any neighborhood in America.
    In the end, Mott Haven is positively an intriguing area to which every actual estate developer must be
    paying shut consideration. And Brooks said many people
    in his neighborhood have gotten affords to promote
    their properties from aggressive buyers. 413 East one hundred and thirty fifth Street can even be a part of two
    other new market price developments currently beneath building within the neighborhood.

    Definitely, the dominant trend in Bronx real property considerations
    the South Bronx. The world’s Hispanic neighborhood can also be nonetheless going robust, evident in the Latin eating places and meals vans peppered across
    the neighborhood and the colourful murals painted under
    overpasses and on cement walls along Lincoln Avenue.

    We had interest from customers in addition to investors
    seeking to convert the constructing into office house,” stated Simone, who focuses primarily
    on south Bronx properties. The boundary between Port Morris and Mott Haven, nonetheless, has been blurring currently, especially as builders have tried to re-model
    the wedge-shaped area that features components
    of each neighborhoods as the Piano District, Valhouli noted.

    In early January the New York Occasions released its checklist
    of 52 places to go to this yr, and nestled among the extra expected
    places like Grand Teton Nationwide Park and Napa was one heck of a curveball: the
    South Bronx The rationale the paper gave for its inclusion underscores the
    area’s gentrification; the Instances chose to focus on new venues funded by developers who have already positioned particular bets on the realm’s forthcoming transformation. Approximately forty% of residents of the South Bronx reside under the federal poverty line, while
    35% spend greater than half their income on hire, in accordance with a 2014 report by
    the Manhattan-based mostly Institute for Children, Poverty, and Homelessness.

    Lopez, an assistant adjunct professor at Hunter Faculty,
    purchased his dwelling within the Mott Haven neighborhood of the Bronx 12 years ago, in part to escape the identical economic forces now creeping up on him.
    For the week ending Dec 9, 2015, the typical itemizing
    worth for Bronx houses was $424,816, representing an increase of 1.four%
    in comparison with the prior week. This time, if someone says the Bronx is
    burning, it’s because the true estate market is on fire. Luke Selimaj, a dealer
    at Weichert Properties, mentioned costs have been rising steadily in parts of the South Bronx under East 149th

    In Concourse Village (just outdoors of the South Bronx), developer Youngwoo & Associates is converting the Bronx
    Normal Put up Workplace at 588 Grand Concourse
    between East 149th and East one hundred and fiftieth Streets to include floor-ground retail space, a small put up workplace,
    workplace space and a rooftop restaurant. And that is where we stand
    as soon as forgotten, uncared for, and left to die borough of The Bronx, rebuilt by way of
    the sweat and tears of the residents who refused to go away their
    properties and neighborhoods, now stands a sufferer of its own Bronx
    is no longer, no less than to most minds, the scary borough you shouldn’t go to or, gasp,
    dwell in. http://www.jin.ne.jp/akane-sp/akanebbs/yybbs.cgi?list=thread

  20. Ever since bitcoin was created, the logic behind the existence of banks
    has been shaken. This new platform is supposed to present customers of regulated and authorized brokers entry to listing contributors
    and cryptocurrency trading via conventional buying and selling terminals the place they’ll be capable to purchase, promote, deposit and withdraw in cryptocurrency from buying and selling accounts.
    When it does launch, it is going to be powered by OMG, the Omise Go cryptocurrency which relies on ERC20 token customary and was bought in this ICO.
    Under the new laws CSF will likely be a financial service, often including a platform or market, where begin-ups and small businesses elevate funds,
    typically from a lot of buyers that invest small quantities of money.

    Obtaining such license prior to product’s launch might turn out to be a very sensible and worthwhile choice for Moirai and
    its potential buyers, contemplating the examples of previous ICO initiatives who struggled to accumulate licenses needed for his or her
    product’s final launch, and as a result negatively affecting the project’s market value.
    There’s little details about how the company will handle commissions obtained from those actions, or what the current status is, within the accreditation to allow IPOs or ICOs to occur via the platform.

    To attach 4 exchanges from the top-10 when it comes to
    buying and selling volumes for the 12 months in line with the
    info of Coinmarketcap and place deposits on the marginal accounts
    of exchanges with a calculation of 500K EUR per one trade
    as margin safety for hedging all orders and positions.
    The corporate announced a number of key factors regarding the
    performance of the B2BX utility-token: – Since January 2018, B2BX platform commission can solely be
    paid in tokens. Most often after tokens are
    added to the most important crypto-exchanges, the worth of the
    token grows, as the extent of belief in these firms in the crypto-industry is kind of high and in reality group recognizes the token as a liquid asset.

    The corporate has an attention-grabbing strategy to
    distribute tokens through the Pre-ICO and ICO.
    Fiat market has all the pieces beneath control now, but the cryptocurrency house is simply
    starting to be discovered,” feedback Arthur Azizov,
    the CEO of B2Broker. We should put all alcohol enterprise within the palms of
    a few choose companies that might manipulates prices and
    reap all the financial benefits.” If that sounds like a buzzkill,
    it’s best to know this type of consolidation is already
    taking place in the Los Angeles hashish business.

    A essential part of the ICO process is ensuring the proceeds of tokens sales are usually not taxable as
    revenue or a capital acquire. Japanese company
    with a license will permit to legally alternate fiat cash for cryptocurrencies with bodily delivery of BTC and ETH and vice versa.
    Crypto Credit Card (C3) is a platform that screens and aggregate
    the very best credit and cryptocredit affords all over the world and allows managing of funds on top crypto exchanges and investment platforms.
    is trying to disrupt not solely the cryptocurrency business, but the finance
    and entertainment enviornment with its preliminary
    coin providing (ICO).

    Assuming that each one 7,500mil BNK tokens promote out in a profitable ICO, Bankera
    would have raised €152mil or US$177mil putting it among the top 5
    ICOs until date. Each holder of Banker (BNK) tokens might be entitled to a referral commission, paid weekly; this will be constituted
    of 20% of Bankera and SpectroCoin internet transaction income.
    The Cash Laundering Regulations require those engaged in “related financial enterprise” to comply with certain necessities,
    together with to adopt consumer identification and verification procedures,
    file retaining procedures, inner reporting procedures and inner control procedures.

    Counter to this however is ‘s liquidity pool which requires entrusting liquid belongings (trade tokens)
    to the trading platform (one thing which entirely negates the decentralized aspect), and while trades can nonetheless happen in a decentralized manner, the storage of the shared
    liquidity pool remains to be subject to hacks and arbitrary draining by the signing keyholders
    of the liquidity pool (i.e the platform). Businesses are required to have a payments license
    to operate an exchange, or pre-sell tokens in Japan.

    As well as, Proposition M will present penalties for displaying improper, unauthorized tax and license certificates, and empower the Department of Water and Power to close down utility services
    if a business or individual is in violation of the
    ordinance. ASIC is aware of the worldwide interest in using ICOs by
    companies to lift funds. Currently, Bankera has obtained a
    cost establishment (PI) license and is closed to obtaining
    an digital money institution (EMI). ICOs typically vary in nature and should
    raise funds for a wide range of tasks, together with the event of a brand
    new cryptocurrency or distributed ledger technology (for example,
    blockchain) related companies.

    All services will assist both conventional fiat currencies
    as well as cryptocurrencies such as Bitcoin, Ethereum, DASH, NEM,
    ERC20 compliant tokens and others. While tokens aren’t currencies, they can be
    traded on token exchanges for greater or decrease money worth than they were bought for.
    In particular, traders may have the opportunity to buy their very own Commerce Tokens
    and will thereby be part of the liquidity pool of the company that is slightly distinctive within the crypto world.
    Cryptocurrencies can now be bought not only on a crypto exchange but additionally at a Foreign exchange broker terminal.

    To attach +3 stock exchanges from the highest 15 when it comes to buying and selling volumes for the 12 months in accordance with the information of Coinmarketcap and place deposits on marginal accounts of exchanges with a calculation of 500K EUR per
    one trade as marginal safety for hedging all orders and positions.
    In the long run, Bankera will implement innovative solutions
    such as gross-home-product (GDP) linked currencies and the usage of trade
    traded funds as an alternative to cash. Hence, the core monetary infrastructure for banking has been established, as SpectroCoin banking providers embody cost processing,
    debit cards, international bank accounts, foreign alternate and extra. http://www.acenturionsfaith.com/prayer-requests/las-cannabis-businesses-face-compliance-challenges-1

  21. Get to know the Preliminary Coin Offering.
    Not all digital forex firms are categorised as cash
    transmitters, people who do ought to guarantee compliance
    to keep away from penalties and charges. Like IPOs, a stake of the startup or firm is offered to
    boost money for the company’s operations during an ICO operation. If the floor will not be attained
    during the sale, then the venture gets closed, and
    all of the traders have refunded back their cash. And this
    revolutionary fund-raising method is offered by an ICO, or Initial Coin Providing.
    The first ICO was held by Mastercoin again in 2013, which raised approximately 10,
    000 Bitcoin, value around $1 million at the time.

    In preliminary public offerings (IPOs), companies sell their
    equity, within the form of shares, for cash.

    This made it the most important ICO up to now, overtaking the $232 million raised by blockchain enterprise Tezos in mid-July and
    the $a hundred and fifty million raised by Bancor, a platform for launching new blockchain tokens, in mid-June.
    Our readers probably know an Initial Coin Offering is an Preliminary Public Offering for
    a cryptocurrency. The majority of tokens issued on the Ethereum are ERC20-compliant, but there are additionally tokens that at some
    point deviate from this normal.

    While this will be the closest format of an ICO to IPOs, the vast majority of ICOs problem tokens which can be an asset giving traders access to the features of a selected challenge moderately than ownership of the
    corporate itself. Because of this, ICOs develop into probably the most revolutionary financial mechanisms on the planet of conventional investments.

    You can do this by searching cryptocurrency boards to see what’s hot
    or utilizing ICO listing sites (these such as CoinSchedule and
    Smith + Crown ) to see the newest projects.

    Independent digital currency, Bitcoin. Owning tokens does not always give that the investor
    a right to vote on the course of a project, however usually
    the investor could have input all through a undertaking lifespan. A company creates a new bitcoin-like cryptocurrency and affords it on the market
    to the public. Ethereum is a decentralized platform
    that helps the creation of sensible contracts agreements between friends, using its own cryptocurrency Ether” to execute the contracts.
    Selling massive amounts of tokens again into the
    market causes the value to plummet, and then everybody
    else starts to panic and they sell off to chop of

    ICOs usually function as a blockchain-primarily based funding course of, permitting investors to make use of cryptocurrency (such as bitcoin or ether) to
    buy coins or tokens relating to a particular product or venture
    via the internet for a set time frame. In 2014, Ethereum, which is among the main cryptocurrency change agency
    raised over 18 million dollars. The undertaking was fairly profitable for the ICO traders, reaching
    a peak of ‘market capitalization’ of over $100
    million, and at the moment over $10 million.

    The crowdfunding occasions that allow you to purchase companies’ digital
    tokens might be profitable, however they’re additionally incredibly dangerous.

    In line with Forbes, ICOs have raised over $380M funding as of May 2017, in comparison with $225M in 2016,
    $10M in 2015, and $25M in 2014 (historic figures are from the analysis agency Smith
    + Crown). You can not say all ICO’s are scams, NXT and Ethereum are the 2 greatest successes
    in the market at the moment. The reality is that ICOs
    have confirmed their worth, as they dropped at life many
    useful initiatives, and to not point out buyers who
    earned substantial income along the way.

    The ICO barely gathered the double-digit amount of Bitcoin. Regardless of the
    number of ICOs hitting the market, as many as a one hundred each few weeks, there have been a large number
    of firms that have turn out to be extremely successful, having
    raised capital via ICOs. One disagreeable side-effect
    of ICO presales nonetheless is that early buyers or adopters are inclined to dump tokens as quickly as they
    grow to be tradeable on exchanges. NAGA did an official IPO and after being listed on The Frankfurt Stock
    Exchange to raise money, the corporate desires to increase the dimensions of its ecosystem utilizing ICO funding.

    But if a challenge is raising funds to develop the token with a promise to distribute it at a future date, it can be categorized as a safety and run into
    some SEC regulatory restrictions and reporting requirements.
    ICO’s have rather a lot in common with IPO’s (Preliminary Public Choices) in addition to crowdfundings (when lots
    of people get collectively to finance a mission or concept and
    produce it to completion). Oh, and tokens aren’t just stand-ins for
    stock—they can be arrange so that as an alternative of
    a share of an organization, holders get services, like cloud cupboard
    space, for instance.

    Nonetheless, you most likely won’t have heard of the 1000’s of
    ICOs which turned out to be nugatory, resembling Prism (which misplaced traders over 99% of their
    cash). The backers of the former are motivated by a return in their investments, whereas
    the funds raised within the latter campaign are mainly donations.
    Draper earlier this year participated for the primary time in an ICO, buying the digital currency Tezos, a rival blockchain platform,
    in what was a $232 million fundraising round. However, backers of a crowdfunding occasion are extra
    interested in the return of their investments, whereas the funds acquired in an ICO campaign are extra like donations.

    After you purchase ICO cash, it’s advisable to make use of chilly wallet (offline) storage to
    hold the cryptographic info essential to money in on tokens.
    The public will back a cryptocurrency with a stable development workforce, strong technological foundation, and clear corporate structure.
    As you see, there are always many probabilities
    to spend money on preliminary public offerings.
    Most often, shopping for the new token does not give buyers stake within the company however reasonably the hope that if
    the venture turns into profitable, buyers will have the ability to promote their cash at a a lot increased value. http://www.redingrpg.com/index.php?topic=181138.0

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